Diwali is the most exciting time of the year. This auspicious season is the best time for you to splurge on festive shopping, buy big-ticket items, gain travel experiences, or just get your homes renovated. However, these expenses can prove to be a strain on your finances, and it may take long to build your savings for such purchases.
In today’s age of instant gratification, the days of assiduously saving for months or years to purchase big-ticket items are long gone. Now, customers can simply open an app on their phone and make purchases using quick credit, with the allure of being able to pay it all back in manageable instalments.
Buy Now, Pay Later with the Bajaj Finserv EMI Network Card
Here’s where the Bajaj Finserv EMI Network Card comes in. With its concept of ‘buy now, pay later’, you need not spend a big amount, all at once. You can purchase your favourite products this Diwali and distribute your entire expenses into smaller amounts based on your monthly budget, without having to pay a huge upfront amount.
With the Bajaj Finserv EMI Network Card, you can reap the benefit of the ‘No-Cost EMI’ option along with exclusive discounts and deals.
Benefits of Applying for the Bajaj Finserv EMI Network Card
Although there are countless options for purchasing across all categories, most of the payments warrant upfront payments. The purchase options with EMI facility also include a certain interest amount levied by most financiers. However, with Bajaj Finserv EMI Network Card, you get to purchase now, and pay later with no-cost EMIs. What’s more – you can enjoy some more benefits with this card, which have been listed below:
- Seamless Online Purchasing Experience
Diwali is a time when you get busy with a lot of things. Offline shopping might seem to be a little tedious amidst the plethora of work that piles up during this season. It is certainly a blessing to be able to make your purchases from the comfort of your own home. Browse through a myriad of categories on major e-commerce apps, without having to wait in queues, at billing counters or even having to step out of your home.
The Bajaj Finserv EMI Network Card enhances your online shopping experience by enabling you to make purchases with zero down payments. You can also enjoy various perks like free home delivery or doorstep demo, if required. Choose to shop from any e-commerce merchant sites like Amazon, Flipkart, Croma, etc.
- Make Your Big-Ticket Purchases with a Pre-Approved Limit of Rs. 2 Lakh
Do you need to buy expensive furniture, smartphones, or household appliances to kickstart your Diwali celebrations? You can use the Bajaj Finserv EMI Network Card to make your purchases without affecting your monthly budget. The card offers zero down payment at no cost EMIs, and a purchase limit of Rs. 2 lakh. Additionally, you can benefit from a variety of offers and discounts to further reduce the cost of your purchase.
- Flexible Repayment Tenures
You can easily repay the selling cost of the products you purchase during the festivals with flexible tenures, ranging from 3 to 24 months. You can choose reasonable EMIs that you can afford each month in this manner. Therefore, you can purchase a new piece of furniture or a high-end kitchen equipment without having to make any changes to your financial situation. If you repay their selling cost early, there won’t be any fees associated with the foreclosure.
- Easy Application with Minimal Documentation
You are required to submit some basic documents when you make your first purchase using the Bajaj Finserv EMI Network Card. You can do this during your purchase at any of their partner stores.
- Easy Access of the Card
You can easily access the Bajaj Finserv EMI Network Card on the Bajaj Finserv Wallet App.
The several benefits that Bajaj Finserv EMI Network Card offers will definitely make your purchasing experience seamless and smooth. Apply for this EMI Card today to reap its benefits through the festive season!
How to Apply for a Bajaj Finserv EMI Network Card?
If you are already a customer of Bajaj Finserv, you can easily apply for the EMI Network Card through the customer portal – Experia.
You can apply for a Bajaj Finserv EMI Network Card, if you shop from partner stores like Vijay Sales, Croma, Sargam Electronics, Reliance Digital, etc. on EMIs. Just submit your basic KYC documents, a duly signed ECS mandate, and a cancelled cheque, through the Bajaj Finserv customer portal.
Save Big with Bajaj Finserv EMI Network Card Today
With the Bajaj Finserv EMI Network Card, you can plan your purchases in advance without having to disrupt your monthly budget. Compare the prices at different stores to see if they offer an upfront discount and if the overall price is less than what you would pay on an e-commerce site.
Choosing the Bajaj Finserv EMI Network Card will help you fulfil your festive shopping goals without you having to strain your cash flow. Escape the burden of a single lump-sum payment this Diwali and enjoy a stress-free shopping experience.