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Friends if you don’t know Bank Me Khata Kaise Khole So today we are going to tell you how to open a bank account. Nowadays it is very important to have a bank account. If you have your own bank account, then you can keep your money in your bank account. If you also want complete information about Bank Me Account Kaise Khole in Hindi, then you have come to the right place. Through this post, we will provide you the information of opening a bank account in a very simple language.
So let us now know Bank Account Kaise Khole, read this post from beginning to end to know the process of opening an account in the bank and what documents are required to open an account in the bank. Only then you will be able to get its information well.
Bank Me Account Kaise Khole in Hindi
If you also want to open your account in the bank, then first you have to know which account you want to open, because different types of accounts (Bank Me Khata Kaise Khole) are opened in the bank, such as Current Account, Saving Account, Fixed Deposit Account, Salary Account, Term Deposit Account, Recurring Deposit Account, Smart Deposit Account, Power Saving Bank Account etc. Let us tell you that out of all these accounts, saving account and current account are special as you do business, and you have daily transaction of money, then current account is necessary for you, otherwise you can open a saving account. Huh.
Types of Bank Account
Saving Account (Savings Account) – is an account in which you get interest on the amount deposited by the bank when you deposit money. In this, your money is safe in the bank. You can add money to it whenever you want and withdraw it if needed. If you also want, you can open your savings account in the bank, and save your money. If you want, you can open a personal account or you can also open a joint account. A personal account is opened for one person while a joint account is opened for two or more people. While filling the account opening form, the role and transaction rights of all the account holders have to be written in it. In order to open a joint account, documents and photographs of all the account holders have to be submitted.
Current Account (Current Account) – is the account that we use for business transactions. So if you are a businessman, and you have thousands and millions of money transactions everyday, then it is very important to have your current account. This allows you to do the transaction as many times as you want. There is no limit while there is a limit in the savings account. The account holder does not get interest on the amount deposited in the current account. Overdraft facility is also provided to the account holder in the current account. You can use current account for trading transactions.
To open an account with a bank, you also need to know that all banks have their own separate policies or facilities. To open an account with a bank, you must have some important documents. Only then you can open an account with a bank. These documents are put in your form, which are very necessary for opening a bank account. So first we get to know about Bank Account Kholne Ke Liye Document.
Bank Me Khata Kholne Ke Liye Documents
Let us know what is required to open an account with a bank. Below we are going to tell you the list of some important documents.
- Identity Card – Aadhaar Card, Voter ID Card, Driving License (Any)
- Three passport size photos
- Address proof – electricity bill, telephone bill, ration card
- Shared Letter (to open current account)
- PAN card (for opening current account)
- Certificate of Incorporation (for opening a current account)
Account opening process
Account Kaise Kholte Hain Let’s know in the bank, the process of opening an account.
If you are going to open an account in a bank, then you will have to go to the bank by taking one copy of all those documents mentioned above. Go to the bank and get the Khata Kholne Ka Form from the help desk. Now you have to fill this form completely, and submit it by putting all your necessary documents on it.
Now banks have also provided facility of online account opening for the convenience of customers. You can also fill the online form to open an account with a bank. For this, you have to go to its official website. And according to your original documents, you have to fill the exact details. And the documents have to be scanned and uploaded.
Through today’s post, you learned how to open an account in a bank and through this post we also told you what the Bank Account Kholne Ke Liye Document looks like. Hope you have got information about opening an account in the bank through this post of ours.
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